内容摘要：The Young children from left, Isaac, Lucas, and Gianna, attend the Ohio March for Life with their mom, Erin Young, at the Ohio Statehouse in Columbus, Ohio, Friday, Oct. 6, 2023. All three children are adopted. (AP Photo/Carolyn Kaster)

The Young children from left, Isaac, Lucas, and Gianna, attend the Ohio March for Life with their mom, Erin Young, at the Ohio Statehouse in Columbus, Ohio, Friday, Oct. 6, 2023. All three children are adopted. (AP Photo/Carolyn Kaster)

Alev recommends regularly adjusting your budget to keep your financial goals on track. Monthly budget check-ins can help identify when you are overspending or if your needs change.“A budget is only as good as it is to help you actually make decisions, so don’t be afraid to update and adapt your budget as the months go by,” Alev said.

Many Americans struggle with debt, whether it’sdebt or student loan debt, which limits their ability to save. But, if you want to create an emergency fund while also tackling your debt, it will take some prioritization.“I would think about different kinds of debt differently,” Weil said, adding that you can place debt in three buckets: short-, medium- and long-term debt.

Weil recommends that you prioritize paying offsuch as your credit card. By making extra payments or paying over the minimum payment, you will be able to pay it off quicker.

and long-term debt such as a mortgage can be tackled with more modest payments while you focus on creating an emergency fund.

and you can’t make too much progress in paying it down, Alev recommends you try to eliminate or reduce the amount of credit you use.Ellie’s husband James found an engineering job. The family bought 192-year-old

with 237 acres (96 hectares) of forest and meadows.“I felt excited to go to a new place and be out of the fire place,” said 10-year-old Soraya Holden, one of five children, as she walked alongside the family’s herd of goats behind an old dairy barn. She ticked off the area’s perks — rock climbing, gymnastics and a climate that’s “not burning hot.”

(AP Video/Rodrique Ngowi)Families are increasingly factoring climate into a move as temperatures and climate-induced disasters rise. Several